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OneFinance was conceptualized by a group of people, all of whom had 10 to 30 years of experience in the financial services industry. They realized that many people are still denied the convenience of approaching banks for loans because they are not aware of where to start and whom to approach, or they are simply intimidated by the prospect of walking into a bank and asking for a loan. OneFinance recognized the need for someone to hold the hand of such people and walk them through the loan process
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